By: Claire WentzFor homeowners considering downsizing, the hardest part often isn’t the move, it’s the tension between wanting more breathing room and feeling attached to a home that
Don’t Let These Misconceptions Prevent You From Buying a Fenton Home
Dated: September 11 2023
Views: 232
By Van Braun
If you’d like to buy a Fenton home, but feel like it’s just not something you can actually do, there’s two things you should know. One — you’re not alone. And two — you might be wrong.
There are certain misconceptions that prevent many people from pursuing homeownership. But the truth is, your dream of buying a home may be closer than you think.
So the question is, what, exactly, are those misconceptions and, more importantly, what’s the truth?
A recent article from realtor.com debunked some of the common misconceptions that keep people from successfully buying a home, including:
- “I don’t have enough money for a down payment.” Many would-be homeowners shy away from buying a home because they don’t have 20% saved for a down payment. But there are plenty of ways to buy a Fenton home with less cash down, including grants to subsidize your down payment, or mortgages with lower down payment requirements, like FHA loans.
- “I can’t afford a mortgage payment.” To be clear, you should never buy a home that has a mortgage payment you can’t afford. But in many places, rent can be more expensive than a mortgage payment, and if you live in one of those places, buying can actually save you money. In addition, if you’re buying a home for the first time, you may qualify for certain first-time homebuyer programs that can make your mortgage payment more affordable.
- “I don’t have a good enough credit history to get a mortgage.” Many people believe that you need perfect credit to buy a home. But there are options for Fenton buyers with less-than-perfect credit, like seller financing, private lenders, or lease-to-buy programs. And if you’re set on a traditional mortgage, there are steps you can take to improve your credit score and increase your chances of approval, like paying down your credit card balances and paying your bills on time each month.
- If you find yourself in the Market to Buy a Fenton or surrounding area home and would like to speak with a Fenton Real Estate Agent, give Van Braun - American Associates Realtors a call today and I would Love to Help! 810-936-3251
Van Braun
American Associates Realtors is a licensed Broker in the state of Michigan and is a leading authority on Fenton, Michigan Area Real Estate. After 40 year’s of Service our Love for the Communitie....
Latest Blog Posts
Image via FreepikBy: Claire WentzIf your investment property feels like it’s collecting more dust than interest, it might be time to stop thinking like a landlord and start thinking like a
By: Claire WentzMidlife isn’t a crisis—it’s a recalibration. You’ve lived enough to know what drains you and what energizes you. That clarity? That’s power. And
Image via PexelsBy: Claire WentzModern buyers often carry a specific image in their minds when shopping for a home: light-filled rooms, fresh finishes, and practical efficiency. If your property is
IDX provided courtesy of Realcomp II Ltd., via American Associates REALTORS and The Originating MLS(found above), © 2026 Realcomp II Ltd. Shareholders. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
